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PRESS RELEASE / ANNOUNCEMENTS Monday, December 5, 2016

Heritage Oaks Bank Welcomes Experienced Commercial Lender Joseph Audelo

(Santa Barbara, CA) – Heritage Oaks Bank is expanding its commercial lending efforts in Santa Barbara and Ventura Counties by adding veteran lender Joseph Audelo, First Vice President, Commercial Relationship Manager to its team. Audelo and the Heritage Oaks Bank lending team offer local decision making, personalized service, fast turnaround and competitive rates on commercial loans, lines of credit and commercial real estate loans.

Audelo said: “Heritage Oaks Bank has an expert team ready to go to bat for you. Because we’re relationship bankers, we get to know our customers, we work to find the ideal financing for their specific needs, and we are always available. As a community bank, we use local deposits to invest in local business.”

Audelo has thirty-five years of commercial lending experience and nearly twenty-five years of agribusiness lending experience, helping businesses to grow through long-term relationship banking. He has held several bank management positions including Business Relationship Manager, Senior Branch Loan Officer, and Business Financial Advisor. A lifelong Californian, he earned a bachelor’s degree from California State University, Fresno. He is an active member of the community, serving on the Planned Giving Committee of the Santa Barbara Maritime Museum, and as a school consultant and Hall of Fame member of California Virtual Enterprise.

Audelo’s office, along with the rest of the Santa Barbara commercial lending team, is conveniently located in the Bank’s branch at 1035 State Street. He can be reached at 805-568-5571 or jaudelo@heritageoaksbank.com. The branch offers consumer and business banking, cash management services, loans and lines of credit for consumers, small businesses, agribusinesses and commercial enterprises, and residential mortgages.

About Heritage Oaks Bank

Heritage Oaks Bank is the largest community bank headquartered on California’s Central Coast, with $2 billion in assets. There are 12 Heritage Oaks Bank full service banking branches from Paso Robles to Santa Barbara and a loan production office in Oxnard. For more information, visit www.HeritageOaksBank.com. Member FDIC.

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