Housing affordability is not a new conversation in Santa Barbara. We talk about it constantly. We talk about the need for housing for people who work here, housing for young families, housing for seniors, housing for teachers, housing for public safety workers, and housing for the next generation of Santa Barbara residents.
Insurance has become one of the most significant challenges facing homeowners and homebuyers across Santa Barbara County. What was once considered a routine step in the homeownership process is now a critical factor in real estate transactions, particularly in wildfire-prone areas.
Buying or selling a home comes with a lot of moving parts: contracts, inspections, loan documents, disclosures, escrow deadlines, and large sums of money changing hands. That is exactly why real estate transactions are attractive targets for cybercriminals.
